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Peter, Your comments are quite true about what you get from a top tier school, (loans, academic credibility, connections) but I object that the quality is not significantly better ... at least at MIT. I know some of my friends from MIT went to graduate schools that were not top rated. They said the classes asked fill in the blank questions and never asked you to think for yourself. I have a BS in chemistry from MIT, and though I never went into chemistry, the education I received at MIT still is useful. Many professors there expected you to think outside of the box, to take what you learned and go a step farther on your own. It is a useful skill no matter what you end up doing. Is MIT too expensive? It was definately a struggle for my parents when they put me through. There was even a two year period when both my brother and I were there. MIT never gave us a dime in financial aid. We barely missed their cutoff. My parents took out lots of loans. They thought the second worst thin...