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I beleive your ideas are excellent. I am about to become an undergraduate at NJIT where I will be studying computer technology. I've been told by several people that I should look into MIT, that I could get loans and grants since I've been in the military for four years. I've thought about it but came to the decision that I would much rather not get into the debt(whether I qualify or not is a different story). I also know a few other people that would love to attend MIT, and that are highly qualified to attend, but just can not afford it. I'm sure that society would benifit by affording the finacially average the ability to attend MIT.
I don't know that the price/education ratio is worth it at present. Much undergraduate learning is done on your own, or in groups of peers working on projects. I wonder if $100,000+ for guided study is worth it? I've taught myself web database programming in the past few years while I've been in the military. I'm not an expert in the field...